PRIVACY-POLICY

This Privacy Policy shall be applicable to all customers of Nextgeneration Project Prudential.Please read the terms carefully. By accessing the Website or using any of our services, you agree to be bound by all the terms of this Privacy Policy.
A privacy policy is a statement or a legal document (in privacy law) that discloses some or all of the ways a party gathers, uses, discloses, and manages a customer or client's data. It fulfills a legal requirement to protect a customer or client's privacy of data termed as Personally Identifiable Information

Collection of Information

We are committed to protecting your privacy and have taken reasonable steps to protect the confidentiality of the information you have provided us and its transmission through the World Wide Web. In the process of you using this Website or availing of the existing or future services or facility provided by the Website, you may be required to furnish information, including but not limited to Personal Information and/or Sensitive Personal Information. You are urged to keep the information current to ensure that the services and facility remain relevant and reach you. We may collect Personal Information such as Name, Phone Number, Address, Email ID, Age, etc. for provision of services. We may also collect Sensitive Personal Information such as KYC Details (for financial due diligence and policy servicing), Credit Score (for financial underwriting), Video/Voice recording (for verification/authentication process), Health information (for medical underwriting), Aadhaar Number and Related Information (for provision of services). Please note that this is an indicative

• Information you provide us - while using the Website and/or while availing the products and some of the services made available on the Website
• Information we get from your usage of website
• Information we get through cookies -We deploy cookies when you visit our Website and access said cookies on your device to allow you to buy and interact at the Website. The primary purpose of these cookies is to analyse how users move within our Website. Our cookies let you view customised pages while transacting with us.
• Information we may get from our affiliates or third parties -These could be from your employers, hospitals, medical practitioners, commercially available sources such as public databases, data aggregators, social media, etc.

Unsolicited Information

Except where specifically agreed or necessary for operational or regulatory reasons, Nextgeneration Project will not send any unsolicited information to customers. However, to help the customers to take full advantage of the service offerings of Nextgeneration Project, customers will have the opportunity to indicate whether they would like to "opt out" of receiving promotional and/or marketing information about other products, services and offerings from Nextgeneration Project and/or any third parties etc. If the user does not opt out, then Nextgeneration Project may use any email addresses of the customer to send occasional emails pertaining to the said information. Customers can nevertheless unsubscribe from receipt of such emails by following instructions therein or by communicating accordingly to Nextgeneration Project.

Retention of Personal Information

Nextgeneration Project shall not retain PII longer than the purpose for which it is required subject to provisions of any law for the time being in force. The information so collected shall be used only for the purpose for which it is collected. Third Party Services: Users should also be aware thatNextgeneration Project may sometimes permit third parties to offer subscription and/or registration-based services through its website. However Nextgeneration Project is and will not be responsible for any actions or policies of such third parties and users should check the applicable privacy policy of such party when providing PII. Further, Nextgeneration Project will also not be responsible if the Customers do not get the benefits announced if any, by the third parties permitted to offer subscription and registration based services on its site.

Use of Cookies

Nextgeneration Project web sites may use "cookies" (information stored on customer’s computer by their browser at Nextgeneration Project request). "Cookies" is a term generally used for small text files a website can use to recognize repeat users, facilitate the user's ongoing access to and use of the site, allow a site to track usage behavior and compile aggregate data that will allow content improvements and targeted advertising etc. Cookies themselves do not personally identify anyone in person, but they do identify the computer. Generally cookies work by assigning a unique number to the user computer that has no meaning outside the assigning site. Customers are being made aware that NIC cannot control the use of cookies or the resulting information by advertisers or third parties hosting data on the Company website. If a Customer does not want information collected through the use of cookies, there is a simple procedure in most browsers that allows the user to deny or accept the cookie feature

Children

Nextgeneration Project’s websites are not intended for use by children and minors. Parents are requested to ensure that PII is not provided by any minors in NIC website at any point in time

Change in Privacy Policy

Nextgeneration Project reserves the right to change Privacy Policy at any time. Customers may note that this Privacy Policy itself and any such change of policy will be effective from the date of posting on the site.

Disclaimer

In spite of its best efforts to protect the interest of its clients it is made clear that in the unlikely event of any data theft or, misuse, Nextgeneration Project will not be liable in any way. The policies uploaded in the website of Nextgeneration Project are illustrative in nature and the rights and liabilities of the parties are to be governed strictly by the actual contract entered into and signed by the parties thereto. The party intending to seek insurance cover from Nextgeneration Project, may at its option, pay extra premium and get add-on coverage in respect of the particular insurance policy

Usage of Information

By using this Website or our services, you authorise us to use your information for the following purposes:

• To contact you over the telephone/ mobile number and/or e-mail address provided by you for sending information of our products in which you have shown your interest, policy renewal reminders, other service details and other general information about insurance
• To improve our products and enhance customer service
• To extend services or administer a contest, promotion, survey or other site or business feature
• For Aadhaar authentication and sharing, storing, using Aadhaar data
• For sales and marketing Activities
• Allow you to access specific account information
• To process transactions, where requested, under your User ID and Password
• We may use the information provided by you to customise your visit to the Website by displaying appropriate content at our judgment and discretion
• To improve our Website
• To conduct statistical analysis
• As otherwise described to you at the point of collection

Sharing of Information

• Enforce the terms and conditions of the products or services or Terms and Conditions
• For statistical analysis and verification or risk management
• To enforce applicable terms and conditions, including investigation of potential violations
• To detect, prevent, or otherwise address fraud, security or technical issues, analyse and manage other commercial risks
• Third party service providers such as data cloud storage providers, call centres, payment gateways, banks to perform functions on our behalf. Examples include hosting data, delivering e-mail, analysing data, providing marketing assistance, providing search results and providing customer service. The third party service providers are required to use appropriate security measures to protect the confidentiality and security of the Personal Information

Storage and retention of Information

We may retain your Personal Information and/or Sensitive Personal Information for long as it is necessary to fulfil the purpose for which such information was collected or for such a time as required to comply with regulations and applicable law.

Contact Information

In case you require any further clarifications on the content of this policy or terms of use, please contact.
Call us at +91 7904923514 and Email us at enquiry@nextgenerationproject.org
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